Terms of Service

Please read these terms carefully before using our website or services.

Last updated: 2025 (replace with your real revision date)

Placeholder notice. This page contains standard sections plus the notices shown on the live Pro Point Capital site. Replace the bracketed text with your final, attorney-reviewed Terms of Service before going live.

1. Acceptance of terms

By accessing or using the Pro Point Capital website (the “Site”) or submitting a funding application, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, please do not use the Site.

2. Our services

Pro Point Capital specializes in Merchant Cash Advances (MCA) and provides tailored funding solutions for small and medium-sized businesses, including restaurant business loans, SBA 7(a) loan guidance, MCA refinancing, and same-day business funding. Submitting an application does not guarantee approval or funding, and all offers are subject to review and applicable terms. [Add specific product terms, fees, and disclosures here.]

3. Communications consent

By providing your phone number and email and submitting a form on this Site, you consent to receive calls, emails, and SMS text messages from Pro Point Capital regarding your inquiry or application. Message and data rates may apply. Message frequency may vary. You can opt out of SMS at any time by replying STOP, or reply HELP for assistance.

4. Use of the Site

You agree to use the Site only for lawful purposes and not to misuse, disrupt, or attempt to gain unauthorized access to the Site or its systems. [Add acceptable-use details here.]

5. reCAPTCHA

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

6. Intellectual property

All content on this Site, including text, graphics, logos, and design, is the property of Pro Point Capital or its licensors and may not be reproduced without permission. [Confirm with counsel.]

7. Disclaimers & limitation of liability

The Site and its content are provided “as is” without warranties of any kind. [Add disclaimer and limitation-of-liability language reviewed by your attorney.]

8. Changes to these terms

We may update these Terms of Service from time to time. Continued use of the Site after changes are posted constitutes acceptance of the revised terms.

9. Contact

Questions about these terms? Contact us at info@propointcapital.com or call (646) 917-8474. Pro Point Capital, 260 Quinnipiac Avenue, North Haven, CT, USA.